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Live-In Care

Live-In Care

Many seniors live an independent lifestyle but may require some assistance with tasks that occur at specific times of the day. In this scenario, hourly home care is likely the best option. However, when higher levels of care are needed on either a temporary or permanent basis, seniors may be better off exploring live-in home care.

Having a full-time caregiver in the home vs. multiple caregivers coming and going will help increase the continuity of care as well as a provide a genuine level of safety and security. The cost of live-in care is equivalent to 10 hours per day of hourly care and is often times considered the better option when family resources are not nearby or readily available.

Typical candidates for live-in home care services share one or more of these characteristics:


  • Suffer from memory impairment

  • Experience an unsteady gait or are non-ambulatory

  • Need assistance with personal care on an intermittent basis

  • Do not have family assistance readily available

With every case start, Boardwalk Homecare's case managers make certain the caregiver, senior care recipient and family members have a clear understanding of live-in home care expectations, responsibilities and procedures when reviewing our Home Care Policy Manual. While there are a number of live-in care topics to discuss, every family should also have a good understanding of the following government terms and related regulations:

  • live-in domestic service worker

  • overtime

  • minimum wage

  • record keeping

  • 'on-duty' time vs. 'off-duty' time

Whether a family hires a licensed home care provider or a private caregiver, both options are tethered to employment laws (U.S. Department of Labor) and tax laws (U.S. Internal Revenue Service). Families that hire a private caregiver are encouraged to seek out legal assistance from professionals to determine the risk factors as well as eligibility requirements for Medicaid or Veterans Benefits.

In addition to understanding labor and tax laws, families will also want to be familiar with insurance coverage (professional, liability and worker’s compensation) to safeguard against unforeseen events such as on-the-job injuries, damage to personal property, fraudulent activity, etc. 

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